[ISN] ATM heist clears $1 million exploiting Citigroup e-payment flaw

From: InfoSec News <alerts_at_private>
Date: Wed, 31 Oct 2012 01:50:44 -0500 (CDT)
http://arstechnica.com/security/2012/10/atm-heist-clears-1-million-exploiting-citigroup-e-payment-flaw/

By Dan Goodin
Ars Technica
Oct 30 2012

Federal authorities said they uncovered an advanced bank heist that 
defrauded Citigroup of more than $1 million by exploiting a security 
loophole in the way it handles electronic payments.

The scam worked by simultaneously withdrawing funds from cash advance 
kiosks maintained in at least 11 casinos located in California and 
Nevada, according to an indictment unsealed late last week in federal 
court in San Diego. Alleged ringleader Ara Keshishyan recruited at least 
13 people to make transactions from different kiosks in each location. 
To exploit the weakness, the multiple advance requests had to be near 
identical and had to be made in the same 60-second window, FBI officials 
said in a press release.

"In order to obtain the case, the conspirators exploited a loophole in 
Citi's account security protocols, which caused Citi's account 
reconciliation systems to treat identical, near-simultaneous withdrawals 
as duplicates of a single withdrawal from an individual Citi Checking 
account," prosecutors alleged in the indictment. "In exploiting this 
loophole, the conspirators withdrew identical sums of money in 
succession from a single Citi checking account all within a specific 
time window. This allowed the conspirators to fraudulently withdraw 
several times the amount of money deposited into each account."

The defendants obtained more than $1 million from Citigroup, prosecutors 
said. To conceal the scam, they kept withdrawal below $10,000 to avoid 
federal transaction reporting requirements. The kiosks were operated by 
Global Cash Access, a Las Vegas-based financial transaction services 
company. They allow casino patrons to get cash that's held in personal 
banking accounts. The Citigroup loophole has been closed, The 
Press-Enterprise reported.

[...]


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Received on Tue Oct 30 2012 - 23:50:44 PDT

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